Home Payment Calculator

Estimate your total monthly housing payment, including principal, interest, property taxes, homeowners insurance, HOA dues and mortgage insurance.

Brian Godin, REALTOR® Berkshire Hathaway HomeServices Troth, REALTORS® DRE #01896097 661-816-8092

Purchase Details

Adjust the numbers below to compare different price points and loan options.

Purchase price

Down payment

Interest rate

Loan term

Annual property tax rate

California rates vary by location and special assessments.

Annual homeowners insurance

Monthly HOA dues

Monthly mortgage insurance

Use this for PMI, FHA monthly MIP or similar mortgage insurance.

Other monthly housing costs

Estimated Monthly Home Payment

Prepared using the Brian Godin Home Payment Calculator

Estimated Monthly Payment

This estimate includes the monthly costs entered below.

Estimated total monthly payment $3,762 Based on a $400,000 loan

Principal and interest$2,528
Property taxes$521
Homeowners insurance$150
HOA dues$0
Mortgage insurance$0
Other monthly costs$0
Down payment$100,000
Loan amount$400,000

Monthly Payment Breakdown

Principal & interest67%

Property taxes14%

Insurance4%

HOA, mortgage insurance & other0%

Get a Personalized Purchase Estimate

Send your scenario to Brian for help comparing purchase prices, down-payment options and available homes.

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This calculator is for general planning purposes only. It does not represent a loan estimate, lending commitment, approval, quoted interest rate or guarantee of payment. Actual payments may differ based on credit, loan program, rate, taxes, insurance, assessments, HOA dues, mortgage insurance and other costs. Contact a licensed lender for official financing terms.